Finance

How Travel Insurance Can Help Students With Their Studies

Student travel insurance offers assistance to students while they pursue higher education abroad. It may cover all the costs and associated issues, allowing you to concentrate on your studies.

How Does Travel Insurance Affect Your Academic Performance

Student travel insurance online is a friend you must have when travelling abroad. In the event of accidents or health risks, it helps you. It can protect you if your sponsor leaves. In another country, it can be disastrous if you get sick, misplace your documents, or even if someone uses your stolen credit card. Aside from the costs, the disruption can disastrously impact your academic performance.*

Age, health, travel distance, and duration are some variables that affect the cost of a student travel policy, which may also include flight insurance. This is how it protects you:

  • Stress-Free Medical Care: The maximum amount to be reimbursed for medical costs associated with accidents and illnesses vary. The precise sum is determined by the kind of plan you select. Your situation and requirements will decide how much you receive. While you are abroad, it can also cover mammography and cancer screening.
  • Sponsor Protection: Up to the maximum amount specified in the policy schedule, the insurer will reimburse the policyholder’s tuition fees if their sponsor passes away or is rendered permanently disabled.
  • Compassionate Visit: According to your insurance company, a family member may visit you out of compassion if you are hospitalised for more than a week. Bajaj International travel insurance will cover the round-trip expenses.*
  • Accident Coverage: Should an accident occur, your insurer will cover your costs. Additionally, it will offer medical support. If necessary, it would even pay for your physiotherapy expenses. What happens if you require additional medical care once you get back home? Your costs will continue to be covered by the Bajaj Allianz overseas student health insurance. Additionally, emergency medical evacuation is covered.*
  • Pre-Existing Conditions: Your travel insurance online will pay for your medical bills if you have a pre-existing condition. However, this only applies in a sudden, life-threatening emergency. In this case, you would be compensated for your actions to relieve severe pain.*
  • Common Travel Inconveniences: Passport loss, delayed or lost luggage, and flight delays can cause significant inconveniences. When you go to another country, this is particularly valid. However, your travel itinerary will cover these costs. Even the costs of getting a new passport will be covered. If your flight were missed, you would receive a fair amount.*
  • Coverage For Passing Away And Dismemberment: Accident-related passing away and dismemberment coverage: You would receive coverage for these events. 

Bajaj Allianz overseas student health insurance plays a crucial role in supporting students’ studies by providing a safety net that protects their well-being and academic pursuits during their travels. It offers financial protection for unexpected events such as medical emergencies, trip cancellations, or lost belongings, allowing students to focus on their studies with peace of mind. Moreover, travel insurance can facilitate access to necessary healthcare services abroad, enabling students to maintain their health and academic progress.*

Get insured anytime, anywhere! Check out the Bajaj Allianz General Insurance website to learn more and download the app now.

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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